Recreational Vehicle Insurance in Greenville, OH
Accidents and unforeseen circumstances, both on and off the road, may result in substantial costs. Recreational vehicle (RV) insurance can help you manage losses following unexpected incidents, so you’re not left bearing the full financial burden on your own.
What Does RV Insurance Cover? 
RV insurance typically combines coverage commonly found in both auto and homeowners policies, which may include the following:
- Financial support if you are found responsible for third-party bodily injury or property damage in an accident
- Reimbursement for costs to repair or replace your RV if it is damaged in an accident, regardless of fault
- Compensation for damages from theft, fire, vandalism, severe weather or other noncollision events
- Contents inside your RV, such as electronics, camping gear and personal items
While RV insurance can provide a wide range of financial protection, certain exclusions may apply. Standard policies may not cover wear and tear, mechanical or electrical failures, unauthorized modifications, intentional damage or illegal activities.
How Are Premiums Calculated?
RV insurance premiums are determined by several factors that reflect the level of risk and coverage you select. These considerations include the following:
- Type and value of the RV—Larger, more expensive motorhomes typically cost more to insure than smaller travel trailers.
- Usage and mileage—How often and how far you drive your RV can impact your premium. Full-time RVers usually pay more than occasional travelers.
- Location and storage—Where you live and where you store your RV when not in use can influence rates, especially in areas prone to severe weather or theft.
- Driving record—A clean driving history may qualify you for lower premiums, while accidents or violations can raise costs.
Other factors include coverage selections, deductible amount, your age, credit history and any safety features installed on your RV.
We’re Here to Help
Contact Jordan Agency today to explore your RV insurance options. Our experienced agents can help you find coverage that suits your needs and lifestyle.