Watercraft & Boat Insurance in Greenville, OH
Ohio boat owners may face accidents, theft and weather-related damage, resulting in significant out-of-pocket costs. Jordan Agency offers watercraft and boat insurance to help you find coverage that fits your lifestyle and budget. 
Who Is This Policy For?
Watercraft and boat insurance can be a good fit for many boat owners, including anglers and recreational boaters. Many types of vessels may be eligible, including fishing boats, pontoons, sailboats and personal watercraft like Jet Skis.
What Coverage Options Are Available?
Standard policies often include the following coverage options:
- Physical damage coverage may help pay for repairs or replacement if your vessel is damaged by a collision, fire, theft or severe weather.
- Liability coverage can help cover costs if you’re found responsible for injuries or property damage to others while operating your boat.
- Uninsured/underinsured boater coverage may apply if you’re in an accident with an at-fault boater who doesn’t carry adequate insurance.
- Personal effects and equipment coverage may extend to fishing gear, onboard electronics and other personal items you bring aboard.
Am I Required to Insure My Boat?
Not all states require watercraft insurance, but marinas and lenders may require proof of coverage before allowing you to dock or finance a vessel. If your boat is financed, physical damage coverage may be a condition of your loan. Check with your marina or lender to confirm applicable requirements.
What Affects Your Premium?
The following factors may influence your rate:
- Your boating history and prior claims
- Type, size and value of your boat or watercraft
- Where and how you operate your vessel
- Storage location and security measures
- The coverages, limits and deductibles you select
Our Team Can Help
Contact Jordan Agency today to learn more and get a free personalized quote.